I cleary told the Max Bupa agent that my wife is diabetic and is on insulin. The plan has sum insured limits as high as Rs.1 crore. Max Bupa Health Insurance Company Limited Corporate Office: 2nd Floor, Salcon Ras Vilas, D-1, District Centre, Saket, New Delhi 110017 Registered Office: Max House, 1 Dr. Jha Marg, Okhla, New Delhi 110020: Mail to [email protected] Call to: 1800-3010-3333 The family combination selected is not applicable for this product. A pocket friendly health insurance plan that offers you more for less. An ideal choice for individuals, couples, nuclear family, and extended family, Max Bupa’s Health Companion plan offers a cover of up to Rs.1 Crore. Has anyone visited your house (like house helps, delivery person, driver, cook, gardener, cleaning person etc.) All You Need To Know. They ensured a smooth and hassle-free experience at the time of my hospitalisation. Great! Do you or any other member you are purchasing this policy for reside with or has resided in last 21 days with a COVID-19 positive person ? 25,000 from his/her taxable income for health insurance premium for self and dependents. However, medical checkups are not usually needed for renewal of policies. Is Any of the members in your family is medical practitioner ? These expenses are paid once we have accepted the inpatient claim, The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor's advice, Medical expenses for an organ donor’s inpatient treatment for the harvesting of the organ donated is also covered, In case of exhaustion of the base sum insured, get up to 100% of your base sum insured as a refill, There are no third-party agents involved. We recommendyou to consult your tax advisor for further details or clarifications. Our Health Companion Deductible Option acts like a stepney to your health insurance plan. Get cashless coverage for hospitalisation expenses for all insured members at network hospitals, The policy covers expenses 30 days before hospitalisation and 60 days post discharge, Your health insurance will cover a host of dental, ENT and other procedures, Medical expenses for an organ donor’s inpatient treatment for the harvesting of the organ donated is also covered, There are no third-party agents involved. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. {{getAmountInWords(userInputs.selectedVariant.minimumSI || userInputs.selectedVariant.minSI)}}, {{getAmountInWords( userInputs.selectedVariant.maximumSI || userInputs.selectedVariant.maxSI)}}, Up to {{properties.maximumAdultAllowed == NaN ? '' At the end of your insurance period you need to renew your policy if you wish to continue being covered, without a break. The premium amount is illustrative only and it may vary over the period depending on the type of product, features / addons selected, changes to product version, inflation rates and underwriting decision of the company. Max Bupa Health Recharge plan has a deductible of of INR 5 Lakhs which is covered by the sum insured under Health Companion plan. For this, the insured person has to be hospitalised for a minimum of 48 hours. It’s an additional coverage offered to you with a threshold limit. Treatments received in heath hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged wholly or partly for domestic reasons. We cover expenses 30 days before hospitalisation and 60 days post-discharge. Telephone:If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Spend less time on paperwork and more with your family, A cashless network of 4500+ hospitals & 2000+ doctors, No third-party agents! An affordable health insurance plan that makes securing your health painless, OTP has been sent to your registered mobile number. A top-up health insurance plan to boost your sum insured. It offers customers hassle-free claim settlement and lifelong renewability. Expenses incurred towards treatment in any Hospital or by any Medical Practitioner or any other provider specifically excluded by Us and disclosed in Our website / notified to the Policyholders are not admissible. Plan highlights . Disease calculator based on Super Tertiary Treatment cost in Delhi NCR for defined condition. There is an optional hospital cash benefit which pays a daily benefit in case of hospitalization. Fax: +91 11 30902010. The insurer mentions settling down 9 out of 10 cashless claims in just 30 minutes. Compare features and benefits of health insurance plans from Max Bupa and Star Health now doctors are telling me since mine is a private i...Read More. This is applicable for cases which do not require further underwriting or medical checkup. Treatment for any Injury or Illness resulting directly or indirectly from nuclear, radiological emissions, war or war like situations (whether war is declared or not), rebellion (act of armed resistance to an established government or leader), acts of terrorism. Max Bupa Health Companion. We cover expenses 30 days before hospitalisation and 60 days post-discharge. tested positive for COVID-19 in past 21 days ? 25,000 from his/her taxable income for health insurance premium for self and dependents. Unique features of Max Bupa Health Companion Health Insurance. Max Bupa's Health Companion plan is meant to tackle all such contingencies by protecting you and your loved ones with a reliable health insurance. UIN: MB / LP / CA / 2019-20 / 048 1 Max Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information (s) up to Max Bupa's satisfaction. Recently i purchased health insurance from Max Bupa. It is in your best interests to undergo a medical check-up at the time of enrollment so that when you need us, we‘re there to provide speedy and efficient support and faster settlement of claims. Expenses related to the treatment for correction of eye sight due to refractive error less than 7.5 dioptres. This includes: Assisted Reproduction services including artificial insemination and advanced reproductive technologies such as IVF, ZIFT, GIFT, ICSI. A health insurance which works for you every day. {{getAmountInWords(userInputs.selectedVariant.minimumSI || userInputs.selectedVariant.minSI)}}, {{getAmountInWords( userInputs.selectedVariant.maximumSI || userInputs.selectedVariant.maxSI)}}, Up to {{properties.maximumAdultAllowed == NaN ? '' Max Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Max Bupa’s satisfaction. A top-up health insurance plan to boost your sum insured, A specific product that protects you against COVID-19 expenses. Please note that you will have to show the proof of payment of premium. properties.maxAge : properties.childMaxAge}} years, Age should be in the range of {{moment.duration(properties.childMinAge, 'years').asDays()}} days - {{properties.childMaxAge}} years, At least one child age should be greater than {{properties.minChildAgeWhenNoAdult}}, {{userInputs.productTitle}}{{userInputs.productSecondTitle}}, + {{userInputs.memberCount}} {{userInputs.memberCount > 1 ? Artificial life maintenance for the Insured Person who has been declared brain dead or in vegetative state as demonstrated by: Deep coma and unresponsiveness to all forms of stimulation; or, Absent oculovestibular and corneal reflexes; or. A plan that makes insuring your family’s health painless. At the same time buying a large insurance cover in the current policy may not be affordable or available. Our Health Companion Deductible Option acts like a stepney to your health insurance plan. This discount is applicable on the premium for the second year only. Age should be in the range of {{(userInputs.selectedProductId == 'HealthCompanion_102' || userInputs.selectedProductId == '16') && userInputs.planType == 'Family' ? Health Companion health insurance: Individual / Family Floater (variant 1), Health Companion health insurance: Individual / Family Floater (variant 2), Health Companion health insurance: Individual / Family Floater (variant 3), Health Companion health insurance: Family First. starts from ₹ 6444 . For sum insured up to Rs.4 Lacs, if at all medical tests are to be conducted, then you will have to bear 50% of the total cost of the medical tests and pay at the Diagnostic Centre. *Monthly premium shown in advertisement for Money Saver is for illustrative purpose only. For senior citizens, this amount is Rs. All Day Care Treatment. IS A MEDICAL CHECK-UP NECESSARY BEFORE BUYING A POLICY? A health insurance plan that keeps giving you more! Thesebenefits are as per applicabletax laws, which can amend from time to time. Treatment for any conditions related to disturbance of normal sleep patterns or behaviors. For more details on terms and conditions, exclusions and waiting period, please read sales brochure before concluding a sale. These expenses are paid once we have accepted the inpatient claim, The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or on the doctor's advice. For other sum insured options, in case your proposal gets rejected by us, we will deduct the full cost of medical tests from your premium and the balance premium would be refunded. Max Bupa Health Recharge plan has a deductible of of INR 5 Lakhs which is covered by the sum insured under Health Companion plan. Get health insurance at any age. And then I realized that it is only the mental strength, persistence and will power which can make you push through each day. WHAT ARE THE MINIMUM AND MAXIMUM POLICY DURATIONS? Your health deserve nothing less. Any form of AYUSH Treatments, except as mentioned in your policy document. Here is an app that is exclusively designed for you to manage your policy and health better. Max Bupa Health Companion Plan Max Bupa Health Companion Plan, offers comprehensive cover, with a combination of – Individual and Family Floater option. Base premium is calculated for Health Companion for an individual aged 25, residing in Delhi NCR. Wide Coverage. Tell us a little about yourself and we’ll get you the right quote. This discount is applicable on the premium for the second year only. You can avail a tax benefit available under Section 80D of the Income Tax Act 1961 by buying a health insurance policy. #Awards: Brand award conferred by Superbrands. It makes sense when you want to increase your total coverage without paying much. Stronger protection for your family’s health. WHAT IS TOP UP WITH ANNUAL AGGREGATE DEDUCTIBLE OPTION IN HEALTH COMPANION? Unproven treatments are treatments, procedures or supplies that lack significant medical documentation to support their effectiveness. Health Companion A trustworthy plan that makes insuring your family’s health painless. 30,000. (Section 80D benefit is different from the exemption of Rs 1,50,000 under Section 80 C). Although, is available in below product. CIN: U66000DL2008PLC182918. Not sure if it’s the right plan for your family? We recommendyou to consult your tax advisor for further details or clarifications. Max Bupa Health Insurance Company Limited (IRDAI Registration Number 145), ‘Max’, ‘Max Logo’, ‘Bupa’ and ‘HEARTBEAT’ logo are registered trademarks of their respective owners and are being used by Max Bupa Health Insurance Company Limited under license. Telephone:If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. IS A MEDICAL CHECK-UP NECESSARY BEFORE BUYING A POLICY? Age should be in the range of {{(userInputs.selectedProductId == 'HealthCompanion_102' || userInputs.selectedProductId == '16') && userInputs.planType == 'Family' ? tested positive for COVID-19 in past 21 days ? High Coverage option; income tax benefit upto INR 42,744 under the section 80D. The premium changes as per the product features selected and the insured details you submit on the website. Of course. Expenses related to any admission primarily for diagnostics and evaluation purposes only are excluded. Dietary supplements and substances that can be purchased without prescription, including but not limited to vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of Hospitalization claim or Day Care procedure. : properties.maximumAdultAllowed}} Adults, & {{properties.maximumChildAllowed == NaN ? '' Per year ₹ 500000. A comprehensive health insurance plan to protect your family. This family combination is not applicable for this product. Policy B: Health Companionwith Top-uphaving SI of Rs.5 lacs and aggregate deductible (threshold) limit of Rs.5 lacs, Situation 1: A single claim of Rs.7 lakhs, Policy B will pay remaining 2 lakhs as the threshold limit is crossed, Situation 2: 2 admissible claims in a year amounting to Rs.3 lacs each, Policy A will pay Rs 3 lacs for the first claim and 2 lacs for the second claim, Policy B will pay remaining 1 lac since the total claim in the year crosses the threshold limit, Situation 3: 2 admissible claims in a year, one amounting to Rs.6 lacs and the 2nd amounting to Rs.3 lacs in the same year, Policy A will pay Rs 5 lacs for the first claim and Policy B will pay Rs1 lac for the first claim and remaining 3 lacs for the 2nd claim since the total claim in the year crosses the threshold limit, ₹ {{getAmountInWords(userInputs.selectedSI)}}, ₹ {{getAmountInWords(userInputs.productType == 'AccidentCare' ? starts from ₹ 12488. Yes. Although, is available in below product. Claim cost range for the selected disease is as per the claims paid by Max Bupa for the period 2016 to 2019. Is Any of the members in your family is medical practitioner ? You can also present your claim for reimbursement if you get treated at a hospital which is not a Max Bupa network hospital. Public receiving such phone calls are requested to lodge a police complaint. Treatment, procedures and preventive, diagnostic, restorative, cosmetic services related to disease, disorder and conditions related to natural teeth and gingiva except if required by an Insured Person while Hospitalized due to an Accident. So, I thought why not share what I have found myself worth mentioning. The occupation selected is not eligible for this product. 'Members' : 'Member'}}, {{userInputs.premiumDetails.originalPremium}}, ₹ {{commaForPremium(userInputs.premiumDetails.premiumAfterTax)}}, ₹ {{commaForPremium(userInputs.premiumDetails.premiumBeforeTax)}}, ₹ {{commaForPremium(userInputs.premiumDetails.basePremium)}}, {{userInputs.premiumDetails.discountType}} Discount, -₹ {{commaForPremium(userInputs.premiumDetails.discountAmount)}}, -₹ {{commaForPremium(userInputs.premiumDetails.doctorDiscount)}}, ₹ {{generalUtils_MB.toFixed(userInputs.premiumDetails.taxAmount, 0)}}. Tenure Discount: If you pay 2 year policy term,you get a discount of 7.5% on the premium of second policy year.On the other hand. No Claim Bonus. Insurance is a subject matter of solicitation. A pocket friendly health insurance plan that offers you more for less. Expenses for cosmetic or plastic surgery or any treatment to change appearance unless for reconstruction following an Accident, Burn(s) or Cancer or as part of medically necessary treatment to remove a direct and immediate health risk to the insured. The plan offers assured renewal for life. Registered office:- C-98 Lajpat Nagar 1, New Delhi-110024, Customer Helpline: 1860-500-8888. {{calculateMultipleAge(userInputs.multipleDOBAdult[index - 1])}}, {{calculateMultipleAge(userInputs.multipleDOBChild[index - 1])}}, Selected SI is not applicable for the annual income entered. Branch: Please visit our branch in your city. We will cover host of day treatments like dental, ENT procedures and more. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. The family combination selected is not applicable for this product. Expenses related to any unproven treatment, services and supplies for or in connection with any treatment. Permanent Total Disability. Apart from lifetime renewability, Health Companion plan covers pre-hospitalisation, post-hospitalisation, organ donor cover, daycare treatments and … 'Members' : 'Member'}}, {{userInputs.premiumDetails.originalPremium}}, ₹ {{commaForPremium(userInputs.premiumDetails.premiumAfterTax)}}, ₹ {{commaForPremium(userInputs.premiumDetails.premiumBeforeTax)}}, ₹ {{commaForPremium(userInputs.premiumDetails.basePremium)}}, {{userInputs.premiumDetails.discountType}} Discount, -₹ {{commaForPremium(userInputs.premiumDetails.discountAmount)}}, -₹ {{commaForPremium(userInputs.premiumDetails.doctorDiscount)}}, ₹ {{generalUtils_MB.toFixed(userInputs.premiumDetails.taxAmount, 0)}}, Hi, Welcome to Max Bupa. : properties.maximumChildAllowed}} Children, {{userInputs.multipleDOBAdult.length + userInputs.multipleDOBChild.length}} DOBs ADDED, Age should be in the range of {{properties.minAge+ ' years'}} - {{properties.maxAge}} years, At least one member age should be greater than {{properties.minChildAgeWhenNoAdult}}, Age should be in the range of {{properties.childMinAge}} years - {{userInputs.planType == 'Family' ? Beware of misleading telephone calls from people posing as Max Bupa officials, agents, Officials from ECI (Office of the Executive Council of Insurers) etc. Sum Insured. Have you in last 21 days attended any gathering or visited anyone, where any person was or tested, COVID-19 positive after the event ? (Section 80D benefit is different from the exemption of Rs 1,50,000 under Section 80 C). Per year ₹ 4500000. Claim cost range for the selected disease is as per the claims paid by Max Bupa for the period 2016 to 2019. We als… Yes. India's best health Insurance plan. Max Bupa processes pre- authorization requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Max Bupa’s satisfaction. Circumcision unless necessary for the treatment of a disease or necessitated by an Accident. Looking back to the days, I feel that the unpredictability of the Coronavirus situation, the uncertainty surrounding the disease, and the isolation period at the hospital was the main contributor to stress and anxiety than the virus itself. /content/maxbupa/in/en/bank,/content/maxbupa/en/in/digital/home/app-form2,/content/maxbupa/en/in/digital/home/thank-you1,partner.maxbupa.com. 2. There are various ways in which you can purchase this policy: Online:On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. Tell us a little about yourself and we’ll get you the right quote. The plan also offers you a choice of buying it for yourself or for your family. 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